Opensky credit card reviews

Nov 14, 2023 ... OpenSky credit card reviews often highlight the absence of a rewards program, which is something other cards might offer. Take the Discover it® ...

Pros. Reasonable $35 annual fee. As low as $150 minimum deposit. Cons. 3% foreign transaction fee. OpenSky® Secured Visa® Credit Card. 6,638 Reviews. …A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Some credit cards offer annual percentage rates that are even lower than this. The averag...2 Based on Q3 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.5%. Individual approval results may vary. *OpenSky® Secured Visa ® Credit Cards require a refundable security deposit. Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval).Nov 17, 2023 · Bottom Line. OpenSky® Secured Visa® Credit Card is a good option for business owners who cannot qualify for an unsecured business credit card. Using it can help you build or improve your credit, as OpenSky® reports your activities to the major credit bureaus. However, it lacks ongoing rewards and other features that may be valuable to your ... Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub

This means even borrowers with a bad credit score or short credit histories can qualify. As a secured credit card, the OpenSky Secured Visa does require a refundable cash deposit of at least $200 ...That being said, the OpenSky® has one of best approval rates out there, with over 85%. The card charges a modest $35 annual fee, and has a variable 29.99% APR on purchases and cash advances. There’s also a late payment fee up to $40. You can deposit any amount between $200 and $3,000 – which will work as your spending limit.Dec 13, 2023 ... The First Latitude credit card may be good for you if you don't qualify for other secured credit cards with no fees that pay rewards.Dec 29, 2023 · Namely, there is a 3% OpenSky® Secured Visa® credit card foreign transaction fee and a 5% fee for cash advances. Penalty fees will also apply in cases of late payment: up to $40 for late payments and up to $25 for returned payments. If you decide to stop using your account temporarily, you should keep in mind that there is also a $10 fee ... Apply Today! Open Sky Plus Secured Credit Card - https://bit.ly/3XKTCizOpen Sky Secured Credit Card - https://bit.ly/3DTE6ZRJoin The 850 Club & Get All Of Yo...

Dec 27, 2023 · At CardRatings.com we discuss the most up-to-date news and trends within the credit card space. Since we first pioneered the concept of online credit card reviews in 1998, our team of financial experts has provided comprehensive and unbiased credit card reviews for more than 175 cards, plus hundreds of additional resource articles to help educate everyday cardholders so they can feel more ... Based on Q3 2022, OpenSky® Secured Visa® Credit Card average approval rate is 87.4%. Individual approval results may vary. *OpenSky® Secured Visa ® Credit Cards require a refundable security deposit. Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval).Yes, the OpenSky card is legitimate, but it’s a secured card rather than a more traditional unsecured card. You can apply without a credit check or a bank …So applied for a secured credit card with OpenSky in 2020 with a $500 deposit. I have made 37 on-time payments with Open Sky since then and as a result, my credit fico score has increased to 734 as a result, I now have 4 additional credit cards and 1 care credit account. The total credit line for all my accounts is $14,700. Open Sky gave me the ...

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The OpenSky® Secured Visa® card has a 25.64% variable APR for purchases and cash advances. There is also a $35 annual fee, and you also get free access to your credit score. One of the biggest benefits of this card is that it can help you rebuild your credit. OpenSky reports your payment history to all three major credit bureaus, so using ... Whether you’re starting your own small business or you’re already running one, its continued financial health is one of the most important things to keep in mind. Thinking of getti...Business response. 05/02/2023. May 2, 2023. Dear Sir or Madam, We are responding to the complaint from our OpenSky Secured ****® Card customer Lakaysha Davis, on behalf of Capital Bank, N.A. In ...It has an annual fee that ranges between $0 and $72. The starting credit limit ranges from $550 to $1,350, which will double after 7 months to between $1,100 ...More Details & Reviews About Petal® 2 Visa® Credit Card; Pros, Cons & Details . Compare. BEST FOR BAD CREDIT. ... Why We Like It: There’s no credit check when you apply for the OpenSky® Plus Secured Visa® Credit Card. As a result, the card should be fairly easy to get approved for, even with something like bankruptcy on your …

REVIEWED BY: Tricia Jones. WRITTEN BY: Benilyn Formoso. This article is part of a larger series on Best Small Business Credit Cards. Table of Contents. 1 …To contact the OpenSky Card reconsideration line, call (800) 859-6412. When prompted to enter your credit card number, press “#” and you will be connected to a live representative. The OpenSky Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.OpenSky® Secured Visa® $35 annual fee. Minimum security deposit required $200. Variable APR 25.64%. Credit check to apply? No. Get Started.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubOpenSky Reviews. 8,419 • Great. 4.1. VERIFIED COMPANY. openskycc.com. Visit this website. total. Maritza Melendez. 1 review. US. 11 hours ago. Verified. Credit Repair. …Oct 12, 2023 · The OpenSky ® Secured Visa ® Credit Card allows you to make your security deposit as low as $200 and up to $3,000, so you have some flexibility when it comes to determine how much credit you will have with the Card. Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit. (*View the cardholder agreement) A low-cost, no-credit-check secured card for people with bad to fair credit. You can deposit up to $3,000 and get a matching credit limit, and enjoy a low APR, …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub 8,243 reviews on. OpenSky® Secured Visa® Credit Card. No credit check to apply. 88% average approval rate. $35 annual fee. $200 minimum security deposit. Apply Now ... I read about Opensky and how they didn't do credit checks, and they seemed to have overall decent reviews. There is an AF of $35, but I thought ...

At CardRatings.com we discuss the most up-to-date news and trends within the credit card space. Since we first pioneered the concept of online credit card reviews in 1998, our team of financial experts has provided comprehensive and unbiased credit card reviews for more than 175 cards, plus hundreds of additional resource articles to help …

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubOpenSky App features: • See your minimum payment due and next payment date – helps make planning easier! • View recently posted transactions such as payments or purchases. • Stay on top of your daily spending to keep card utilization low! • Search for transactions. • Make one-time payments or set up recurring payments – never miss ...In-depth OpenSky® Credit Card review. The OpenSky® Secured Visa® Credit Card is a secured card, meaning you’ll need to put down a security deposit (in …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubJul 17, 2018 ... Beyond promising a four-step application process that can be completed in less than five minutes, the Visa OpenSky Secured card provides no real ... OpenSky Credit Card has a rating of 1.46 stars from 273 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about OpenSky Credit Card most frequently mention customer service, credit card, and annual fee problems. OpenSky Credit Card ranks 193rd among Credit Cards sites. Service 69. OpenSky® Plus Secured Visa® Credit Card Review . Boost your score with zero risk! Read our review of the OpenSky® Plus Secured Visa® Credit Card to start building credit without the invasive hard inquiry. ... Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit. Cons. Secured deposit.; Limited …

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Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval). The OpenSky® Secured Visa® Credit Card is a simple way to build credit. Just use your card for everyday purchases, make on-time payments, and watch your credit grow. Apply Now.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubHere are a few reviews that have been left by OpenSky Credit Card users: – “I have had a great experience with my OpenSky Credit Card. It has helped me build my credit and has been easy to manage.” – “The customer service at OpenSky is excellent. Whenever I have had a question or issue, they have been quick to respond and help me …Download the OpenSky mobile app today to manage your payments and monitor your credit card right from your mobile device. Sign up for Recurring Payments and create your new payment schedule to make sure your payments are received on time! Prefer to mail your payment? Our new payment address is: OpenSky Card Services. P.O. Box 660924. …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubRead 1 more review about OpenSky. CU. customer. 1 review. US. 29 Nov 2023. Verified. ... I had some questions about my "secured Open Sky" credit card and the agent in the Customer Service Dept. at 1-800-859-6412 answered my questions and concerns. She was a great listener and very kind. I am so glad Open Sky still has people to communicate …View all brands. OpenSky Credit Card has an overall score of 3.9, based on 28 ratings on Knoji. PROS. Greater brand recognition than OpenSky Credit Card (estimated) CONS. Does not allow modification & cancellation policies. PROS. Offers more frequent discounts and promotions than Aspire Credit Card. Offers modification & …Transfer. Just transfer funds for the refundable 5 security deposit which sets your credit line. Get started with a minimum deposit the OpenSky secured Visa Credit card’s minimum is $200 and up to $3,000 (subject to approval). The OpenSky Plus card’s minimum security deposit is $300 and up to $3,000 (subject to approval).Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a ... ….

Business response. 05/02/2023. May 2, 2023. Dear Sir or Madam, We are responding to the complaint from our OpenSky Secured ****® Card customer Lakaysha Davis, on behalf of Capital Bank, N.A. In ...OpenSky® Secured Visa® Credit Card. NerdWallet rating. Apply now. ANNUAL FEE. $35. ... NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card ...Annual fee · Checking account required · No opportunity to graduate to an unsecured card · No automatic reviews for credit limit increases ...With the OpenSky® Secured Credit Visa® Card, your deposit is equal to your credit limit. For example, if you want a $1,000 credit limit, you would put down a $1,000 deposit. For this card, you can choose a limit from $200 to $3,000. If you close your account in good standing and with no balance, you should get your full deposit back within ...Pros. Reasonable $35 annual fee. As low as $150 minimum deposit. Cons. 3% foreign transaction fee. OpenSky® Secured Visa® Credit Card. 6,638 Reviews. …3.1. Bankrate rating. Bottom line. The OpenSky Secured Visa Credit Card is a solid choice for rebuilding your credit. The card has lenient credit requirements, and in some cases, …Jun 2, 2023 · The max credit limit for the OpenSky ® Secured Visa ® Credit Card is $3,000. If you’re not approved for the max limit right away, then you can request a credit limit increase after six months. Not every secured credit card offers reviews for credit line increases, so this is a great feature if you’re looking for more flexibility. The OpenSky ® Secured Visa ® Credit Card. ( 336 reviews) Apply. Rates and fees. Recommended FICO ® Score Θ. Poor, New to Credit, Rebuilding. Annual Fee: $35. Intro APR: A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditio...Feb 26, 2024 ... Summary: With no credit check required and a high approval rate, the OpenSky® Secured Visa® Credit Card is a top choice for those who are ... Opensky credit card reviews, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]